- A unique combination of Whole Life and Money back concept
- An innovative plan that provides regular cash flow during your lifetime as well as financial security to your family
- In this with profits plan you have option of 3 accumulation periods – 10, 15 or 20 years
- Premium can be paid for the chosen accumulation period or for 6 years. Single premium mode is also available.
- Bonus is payable at the end of the accumulation period.
- Thereafter every year a guaranteed amount equal to 5.5% of the sum assured is payable for the lifetime.
- Life cover:
- Sum Assured + Vested Bonus is payable in case of the death of the insured during the accumulation period.
- After that the life cover continues to the extent of Sum Assured + Loyalty Additions
- Available for wide range of ages – 0 to 60 years
- Ideal for child future planning and retirement planning.
- Optional Add-on Riders available:
- Accident & Permanent Disability Rider
- Term Rider - to increase the Life Cover
- Premium Waiver Benefit (for age < 18)
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